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Unread 10-01-2013, 07:25 PM   #1
julie48
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Hi everyone!! Well, today Obamacare went into effect. For those without insurance, start checking around!!! As of today, no one is denied. I have insurance, and I am not slap happy about Obamacare, but for those who are uninsured, start checking it out!! Good luck!!! Julie
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Unread 10-01-2013, 10:51 PM   #2
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http://www.opposingviews.com/i/enter...hate-obamacare

Hello Julie

This video is amusing and at least the lady who finds out she was duped (or rather misinformed about the affordable care act) took it in good cheer.
I really believe the knock most people have against "Obamacare" is that they either do not understand it or they have heard radio sound bytes calling it among other things, socialism.

Fact is this: Our healthcare system was broken. Obama I feel has made a good effort toward fixing it. If we choose to let the insurance companies run the show, we would have had to increase healthcare spending beyond the 17% we were spending and it would continue to go up. This affordable care act has a few major benefits. One is a family can keep a child insured up to age 26. Another is not being denied because of a pre existing issue. Last but not least, we begin the "share" the problem by requiring all people to be insured. We waste so very much on ER care that could be so much easier and cheaper if it was handled by primary care. Another fact is there is a whole lot of help out there for those not able to afford the plans which by the way, come in three basic forms, Silver, Bronze and Gold.
I apologize if others feel different but requiring us all to share a public problem by having insurance is not socialism.

At the very least I believe we ought to give it a chance. If it begins to fall apart then we have ways of either fixing it or repealing it. To challenge it over 42 times and fail and then hold up the budget to yet again try and put it on a back burner for a year is nothing more then grandstanding a message they know has no way of working.

Please republicans give it up and let it be even your stacked supreme court ruled in it's favor.

Glen
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Unread 10-02-2013, 08:31 AM   #3
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Originally Posted by theswan View Post
http://www.opposingviews.com/i/enter...hate-obamacare

Hello Julie

This video is amusing and at least the lady who finds out she was duped (or rather misinformed about the affordable care act) took it in good cheer.
I really believe the knock most people have against "Obamacare" is that they either do not understand it or they have heard radio sound bytes calling it among other things, socialism.

Fact is this: Our healthcare system was broken. Obama I feel has made a good effort toward fixing it. If we choose to let the insurance companies run the show, we would have had to increase healthcare spending beyond the 17% we were spending and it would continue to go up. This affordable care act has a few major benefits. One is a family can keep a child insured up to age 26. Another is not being denied because of a pre existing issue. Last but not least, we begin the "share" the problem by requiring all people to be insured. We waste so very much on ER care that could be so much easier and cheaper if it was handled by primary care. Another fact is there is a whole lot of help out there for those not able to afford the plans which by the way, come in three basic forms, Silver, Bronze and Gold.
I apologize if others feel different but requiring us all to share a public problem by having insurance is not socialism.

At the very least I believe we ought to give it a chance. If it begins to fall apart then we have ways of either fixing it or repealing it. To challenge it over 42 times and fail and then hold up the budget to yet again try and put it on a back burner for a year is nothing more then grandstanding a message they know has no way of working.

Please republicans give it up and let it be even your stacked supreme court ruled in it's favor.

Glen
Delta Airlines - they're going to be paying about $100 million more to cover their employees next year, all of the mandates in the health care law, the President has said so many of these are free—they're not free. Somebody's got to pay for them.

Just covering workers' children up until age 26 and it's about 8,000 young people covered by Delta Airlines added to their policy, that's going to cost them an extra $14 million next year.

What we're seeing now coming out of this administration is not what you promised. And it's not just ‘The New York Times.’ Today's ‘Investor’s Business Daily’ above the fold, ‘Obamacare Hitting Union Members and They're Upset. Unionized part-timers losing health insurance, full-timers losing hours.

That's not what the President promised. What this means is that people are not just losing their health care, their insurance, it's affecting their jobs and it's affecting their paychecks.

Now, another step that some employers have had to take is to drop coverage for spouses who can get their insurance elsewhere. The President said that wasn't going to happen. He said that if you like the insurance you have, you'll be able to keep it.
A recent memo to employees the shipping company, U.P.S. said that it plans to exclude 15,000 spouses from its insurance plan. They cited the health care law as the top reason for the switch.

It's not just businesses. The University of Virginia recently announced plans to drop spousal coverage for some of its employees, too. The President is berating colleges about the cost of tuition but yet his own mandates are making it more expensive for colleges to provide insurance for members of their faculty. So, of course, they pass those costs on to the students. The school said that the President's health care law would add $7.3 million to the cost of its health plan in 2014.

Just like U.P.S., if a worker's husband or wife can get insurance from their own employer, the University of Virginia won't be covering them anymore, even if it's insurance that they have and they liked, the President said they could keep it. The school directly laid some of the blame on the health care law.
President Obama promised that by the end of his first term he would lower people’s premiums by $2,500 per family, per year. Now, he didn’t just say this once—he said it over and over again. At least 19 times. He didn’t misspeak—it was a practiced line, an intentional part of his stump speech.
He didn’t say that premiums would go down if Congress passes a perfect law that takes effect the first day in office. He didn’t tell the audience it would be $2,500 less than the projected rate of growth that someone estimated that we would have otherwise.
He said $2,500 less by the end of his first term – period.
According to the Kaiser Family Foundation, the average family premium has soared by almost $3,000 since President Obama took office.
Now, that’s not a prediction about what will happen over the next four years – it is a simple, indisputable fact about how much more people are already paying.

So, you’ve got people who are losing their insurance plans that the President’s health care law taxes too heavily.

You’ve got other people losing the insurance they have now, because employers are dropping coverage for spouses.

You’ve got some people who will keep their insurance, but they’re going to have less money in their paycheck because costs are going up, thanks to the health care law.

And, you’ll have a lot of people that the President’s health care law is really hitting in the wallet. That’s because we’re continuing to see towns, and counties, and school districts having to cut back on the hours of their workers. They need to keep more employees at a part-time status, in order to reduce the burdens and the expenses of the health care law.
Middletown Township in New Jersey said they would cut the hours of 25 people. A county in Texas said it would do the same. Another county in Florida figured it would cost them more than a million dollars to cover all of their part-time workers under the health care law. So they’re already reducing the hours for some of these people, and they’re planning to make additional cuts.
Now, the Obama Administration is brushing off these reports. They’re saying its only anecdotal evidence.

One of the analysis out there found that 258 different employers have cut work hours, cut jobs, or taken other steps to avoid Obamacare costs.

258 employers across the country. Many of them school districts, counties, communities, some private businesses—and more are coming forward every day. They’re limiting the hours they can pay bus drivers, librarians, coaches, substitute teachers, and middle class workers. The Obama Administration says everything is fine, because some of these workers will get a subsidy to help buy their expensive insurance.
Washington Democrats promised the kind of reform—but the reform they promised is not what they delivered. It’s not what’s in this 2,800 page health care law—with over 100,000 pages of regulations, hard for anyone to understand or comply with.


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Unread 10-02-2013, 03:33 PM   #4
julie48
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Hi, yeah, I don't understand any of it and thank God above I don't have to deal with it.....just making mention.
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Unread 10-02-2013, 09:40 PM   #5
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Thanks for real facts jlmc, I'm so tired of hearing "you just don't understand the benefits". No I understand , I'm getting it up the butt hard.... Along with my family, co workers and most others I know
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Unread 10-02-2013, 11:29 PM   #6
theswan
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Such fear happens whenever something is new give it a chance
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Unread 10-27-2013, 05:55 PM   #7
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Quote:
Just like U.P.S., if a worker's husband or wife can get insurance from their own employer, the University of Virginia won't be covering them anymore, even if it's insurance that they have and they liked, the President said they could keep it. The school directly laid some of the blame on the health care law.
President Obama promised that by the end of his first term he would lower people’s premiums by $2,500 per family, per year. Now, he didn’t just say this once—he said it over and over again. At least 19 times. He didn’t misspeak—it was a practiced line, an intentional part of his stump speech.
He didn’t say that premiums would go down if Congress passes a perfect law that takes effect the first day in office. He didn’t tell the audience it would be $2,500 less than the projected rate of growth that someone estimated that we would have otherwise.
He said $2,500 less by the end of his first term – period.
According to the Kaiser Family Foundation, the average family premium has soared by almost $3,000 since President Obama took office.
Now, that’s not a prediction about what will happen over the next four years – it is a simple, indisputable fact about how much more people are already paying.
Firstly, My father makes 100 grand a year. My sister is in college he pays 42 grand of her 55 thousand yearly, and his wife , my mom is a homemaker making 0. He currently pays 11 grand a year of that for his medical dental add another 9 grand for vision. Now a tax credit will save him 2200 a year. So Lets get real here the math on the calculator those out there making 50-80 a year will save MAX 3 grand yearly and they average they pay now is 8-15 grand a year. Co pays average 20-50 for doc visits, 10-50 per RX add another for some specialists like psychs national average is 30 bucks.

Now tell me how this is socialist, communist, free for all care and we are now Canadian, UK being led bye commies, closet Muslim president or whatever your beliefs etc, etc....

The shutdown, debt limit stalemates until 0 hour what are we on now #3 or 4? Cost us enough to pay for your kids to go to college, or your premiums. I can give more analogies but the point is what was it for? Stopping Obama, or health reform, if it wass why are there earmarks from these lawmakers in it? It is nothing more than theatre to blind you while they rob you. We let them do it then blame everyone except them & ourselves.

This nation is not what it was, far from it. Wait 10 years when China is the worlds law maker and superpower.



NEWSFLASH: the tax credits have always been there in the same amount. The income tests are what has changed. So 99% of us making less than 250 grand a year save a few grand a year, and many will use it and put it back into the feds hands paying tickets, or whatever. I say tax all of us give all of us health care. Canada is doing just fine. SO is the UK far from socialist societies.

A little reading on impartial news outlets would tell you most of this. Our nation has become so polarized and lied to that down is up left is right the sky black.Add we let them while we BLAME EVERYONE ELSE BUT OURSELVES OR THE MEN IN WASHINGTON... Stop listening to them and blindly taking the words of paid pundits on the right, left or middle. Form your own opinion with the most impartial outlets you can.,


I am disabled on SSDI and I will be ditching my medicaid and for 8-50 a month I can get better meidcal, dental and vision from Blue Cross Blue Shield. So my state isn’t picking up my 2500 month tab read in forums about disabilities and you'll see many of us are doing this. And add the costs saved at hospitals from non paying persons having coverage now and 18-30 year olds barley using theirs or parents bundled with the "Tax" for not having coverage is how these savings are paid for. There is a big Misconception that states, taxpayers and feds are paying. Only the states who decided to expand medicaid, like mine will... Why they did that is beyond me. Now they predict in my state of Michigan an added 2.5 million on it paying $0 co pays or premiums for anything no doc copay, RX $1.00 brands $3.00 vision $0 Dental $0. The income test is about 20 grand a year self, 2 persons in home 39,000 , when I seen 6+ 85,000 or more who in the hell wont get on Medicaid.. And it was a republican house,. senate Gov. here passed the medicaid expansion and wrote the income rules.
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Unread 10-28-2013, 07:28 AM   #8
jlmc1978
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I take it you've been to Canada or the other countries..because I know people(personally, I have REAL relatives) in Canada who will tell you how long the wait is for something simple, like a child needing tonsils / adenoids removed...SIX TO EIGHT MONTHS. ER or urgent care? A few HOURS...8-10 usually. Ever heard of people coming to the USA to have medical procedures done? I have, because our healthcare is some of the best in the world.

http://i39.tinypic.com/29ljvqx.jpg

Canada spends $128.4 billion/year in public+private healthcare ...the USA?
The USA spends $2.199 TRILLION/year in public+private healthcare.

Here's you some food for thought, and why people like me are PISSED OFF..
This is the BS that Obamacare is bringing to ME and my family:

Right now, 2012, our medical premium for $250 deductible hospital, 80% covered after that, and $0 deductible RX, $5 generic, $10 brand, and 30% brand non-formulary(Suboxone falls in this)....that runs us $175.10 per month.

2013, the CLOSEST thing we can choose in open enrollment next week ...instead of like 2012 where we had THIRTEEN OPTIONS TO PICK FROM...we have FIVE NOW..
we have to go with the $500 deductible hospital, per person (there are SIX OF US)....and $100 RX (again, SIX OF US)...that sounds like it should be LESS than we currently pay, right? WRONG. It's gonna cost us $50.58 MORE PER MONTH than our current premium.
HOW IS THAT FAIR???

We have to pay for the ones who the insurance company can no longer refuse...and that isn't right.
Every time one of us needs a script now...it's not a big deal...we don't have to pay anything usually except a $5 copay. No big deal. NEXT YEAR...if all 6 of us need just ONE script...we gotta SH*T $100 plus the $5 copay..
And usually you don't just come up with a script from thin air...so a DR office visit has to be added in that somewhere...which is gonna go from a current $25 copay to $30 copay for office visits, in network.

So...we no longer have 13 options to choose from, we have 5...the least expensive one is $50.58 more than what we're paying right now...and every part of our healthcare is gonna be more expensive next year.

Hey, I'm so happy for people who can now get some free shit. Pardon me if I'm not all daisies and lollipops over it...we already pay enough, and on top of this, guess how much Southern Company will pay on their side of the premium for the family coverage....

$958

We were excited when my wife got a $60k/year job. Not so much anymore...because we're being picked apart by taxes and healthcare costs that are increasing 30% to 45%.
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Unread 10-28-2013, 07:47 AM   #9
theswan
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Different people will benefit in different ways. Give it a real chance. We have arguments on both sides but let us admit the care act has great features. Pre-exisiting for one as well as raising the age for children to be covered.

I hear the stories about Canada and how bad it supposed to be yet that is not what people I know in Canada say. They love their system according to the ones I talk too. I am in NYC and often ask tourists from the UK and so far they all seem to like their healthcare as per each one I have asked.

Each year more expensive? Yeah why should the trend end now? I am on medicare and my benefits and co pays get worse each year so now this upcoming I get to blame Obama? Sounds unfair to me.

All I know for sure is people should not have to suffer because of major illness by losing all they have-We all need to pay a fair share-We need only look at Europe and Canada and other progressive countries to see they have a system that works. Maybe tax is high but so are the standards of living.

As with any new thing their is fear and misinformation I predict in a couple of years people will accept this law just like they did medicare. Medicare by the way does work dispite what the right wing tries to make you believe

Glen
http://abcnews.go.com/Politics/obama...ry?id=20650455

http://www.factcheck.org/2013/10/cru...iors-children/

http://www.news-leader.com/article/2...S04/310100049/

Just added some "facts" off the internet to show that for as much anti affordable talk and "facts" there are "facts" to support the new law. Again I say, go by what happens to YOU not what may happen and share how it helps/hurts you but these facts on things we are not at all experts on cause a lot of misinformation. I also cannot help but feel for many the affordable care act has nothing to do with it, instead it is just anti Obama feelings-but have no way of proving this but will add a funny post I saw on facebook-"If Obama were to be in favor of oxygen, the tea party would stop breathing" lol

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Unread 10-28-2013, 08:08 AM   #10
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http://www.factcheck.org/2013/09/obamacare-myths/ just a few more looks at truth and myth-On both sides.
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Unread 10-28-2013, 12:05 PM   #11
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Folks,

I'm with you, Swan! We really must give ObamaCare a chance to work. The health of OUR Nation depends on it. Most of all, I should clarify, it's the health of the less privileged that depends on our new Healthcare System. Them most of all!

Of course there're going to be hiccups in the beginning. Major ones? Uh, yeah. Most people forget how messed up many other Governmental Programs were in their own beginnings. Social Security, for example, suffered problems galore when it was instituted in (as I recall) the mid-1930s.

And yes indeed, there was, in some parts of the nation, a national outcry of, "Social Security = Socialism"! Sound familiar?

Today, although SSI surely needs a variety of changes and improvements, it is, to millions of Americans, a lifesaving Institution!

Contrary to what some Extreme Political Factions proclaim, Government is NOT our enemy. Our real enemy, in too many ways these days, is the POLITICS of Government. On BOTH sides of the Political Hallway.

Consider the beginning of ObamaCare. Originally known as Affordable Health Care (sumthing like that), President Obama's severest opponents started calling this plan "ObamaCare" as an INSULT to the President! They were mocking him!

Ironically, the President (and most of the rest of us) all liked this name---and so, it stuck!

Sadly, however (if not tragically), Obamacare is a far different animal than when it was originally proposed.

"President Obama REFUSES to negotiate on Healthcare," many Tea Party-type Republicans shouted out on News programs everywhere, almost incessantly on Fox.

Nonsense.

IF the President HAD not negotiated, IF he had not given in, way back in earlier times, to the screeching zealotry of some folks, ObamaCare might not have many of the problems it has today. Might not, I emphasize.

Oh, but he did. One thing America does not have today that I, as one American, wishes it did have? The Single Payer System. Yep. Yeah. And yes sir!

Like Canada? Yeah, like Canada. And while I don't doubt that "jlmc" is telling the truth about his friends and acquaintances waiting in long lines for Canadian Hospitals, I, like "Swan," know many Canadians who dearly love their Healthcare.

America is a wonderful, magnificent, maybe even Blessed Country. No Dount About It. Go America!!

However! It needs, WE need, ALL Americans need.....a better Healthcare System. And not just for the lucky few of us, but for the entire Nation.

In the end, might ObamaCare totally fail? Yes, it might. I hope not, but yep, that is a possibility.

Before that, though.....before anything: Failure or Success---let's give it a real chance.

Just good ol Sam B's opinion.

best,

sam b
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Unread 10-28-2013, 01:00 PM   #12
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Sam and Swan, you have had made excellent points and have certainly give food for thought. Sometimes some of us get so wrapped up in why we "don't" like something, rather than looking at the potential beneficial side.

You two are alright in my book and you have opened my mind and helped me see what I could not. And you are also right in saying, EVERYONE deserves healthcare, not just us lucky few. I can't imagine what it would be like for me at this age and place in my life if I had no insurance. I tremble to think of it. Bless you....Julie
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Unread 10-29-2013, 12:07 PM   #13
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Thanks Julie

I only ask that now after 40 some odd challenges including as I said a right slanted supreme court, The Affordable Care Act is on the books and is going to be implemented. So give it a shot!
I have to feel that a large amount of those who rant against it just do not like it because Obama had it as his idea see below how the easily accepted "glitchs" when it was a Bush plan (part D drug benefit which I supported by the way Republican or not)
http://www.democraticunderground.com/1017154938

Give it a chance and wait a year and then tell me how it has made us socialist and has ruined the country.

Glen
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Unread 10-29-2013, 12:12 PM   #14
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Hi Glen: I am sorry, but I can't give it a shot my dear, I have full health insurance through my husband, medical, dental, and vision. Although u did open my eyes to why I may have been against it, ex: Obama's idea. I feel everyone should be afforded proper medical treatment and as I said, I tremble to think what these past years would have been like for me had I NOT had insurance. Bless you and I hope those who do get on the Affordable Care Act, will post how it is going. Peace.... Julie
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Unread 11-02-2013, 03:06 AM   #15
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I happen to not be a big fan of Obama but the affordable care act is not one of the reasons I take issue with (well except that it is watered down and we should have given the choice of "medicare" for all with a "means test" included then a sliding scale based on income)

Not even sure if it is all his fault but when he spoke of hope and change, to us liberals, will to this liberal anyway, this was taken as a course of action that would include mortage help directly to the people being evicted-not to the Wall Street banks that made the problem! The stimulus was to go directly to those in need because number one, they need it! and number two, they spend nearly 100% to directly stimulate the economy. What happened? 99% of the billions are going to "bond buying" to prop up Wall Street and the benefits who?
The wealthy are getting the benefit and those able to play the market (I have done well over 12% myself but am not wealthy but do invest) The big wigs are getting greater wealth but that does not mean jobs! Why? Oh well the same old "chestnut" they always use-"we are uncertain" like who isn't? they want 100% proof that the market will always rise before they hire new people-what a crock!

Obama's NSA problem, his drone attacks and his not speaking out for the poor as he should be-the food stamp reduction is a case in point. He should be shouting from the roof tops about congress cutting this!
These and others are the reasons I am not happy with Obama-"Benghazi, the IRS teaparty "scandals" ? no interest at all because they are made up scandals that the GOP has dug and dug at trying to make it seem like the president wanted people to die!

Anyway, just a few things about his failures in my eyes but trying to fix healthcare? how one gets "socialism" out of this is beyond me. One more thing, the online system is a mess right now and the GOP is having a wet dream over this! Stop and think about that Hmmm? 'We hate obamacare it is the end of the world as we know it and darn, we can't even sign up for it" LOl

Kinda like the old Catskill Joke "That resort has awful food! and they don't give you enough"

Glen
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Unread 11-03-2013, 01:01 AM   #16
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My husbands work insurance is crap. Even after you meet the deductible, your part is 40 percent. There is no 3 doctor visits before the deductible, there is no seperate drug deductible it is just worthless. We are definitely not taking it however, we are going to pay the fine this year I believe anyways. There are ten better plans for us on their website ranging from 0-250 bucks a month. The free plan has a high deductible although we would only be using it for the medicine anyways. It comes with 3 visits before the deductible even goes into effect, which is leaps and bounds better than his work insurance. Their dental and vision is good, but when the new ACA came into effect they screwed up the medical part.
When it comes to our government, I dont point fingers at just one person. They are all to blame, there is not an innocent one in the bunch. They are all thieves and only out to better the rich. My husband says, they want to make the rich even more rich and keep the poor scraping for crumbs. They are doing a damn fine job of it too, so I guess if that is the way the world is going to work we might as well all get used to it.
I would not know how it would feel to have decent medical insurance to where everything was paid for, I had that once but it was when I was on my daddy's insurance while I was still at home. His insurance paid 90 percent and then his part was of course 10 percent. I figured hubbys insurance would be close to that being he has a government job too, but I guess not. Oh and I forgot to mention his deductible is 3000 bucks or if you take the higher plan it is 1500 bucks. It is also 104/176 every two weeks as well the lower amount is the 3000 ded and the higher is the 1500 ded.
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Unread 11-03-2013, 09:03 AM   #17
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You folks are too busy looking at the individual prices, what it'll cost for YOU personally...not what it's costing the country. This legislation, which should be illegal because of the mandates (how do 36 states opt-out of Obamacare for the federal exchanges, then still get forced into paying the "fine" if they don't follow the healthcare requirement????)

Do we need healthcare reform? Of course. In this current form and legislation? NO WAY. It's ruining the middle class by those "taxes that aren't taxes"
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